Ed,
Thanks for the URL and other input. I learned a good deal about Dexcool (I never had a vehicle that used long life coolant so have never used it before).
The 1996 Saturn definitely had the traditional yellow (was not orange) antifreeze in it so it agrees with the info on the web site that Saturn did not convert to Dexcool till 1997 model year. Based on the previous owner's records, this vehicle experienced the common single overhead cam head defect (blown head gasket). As a result, the head itself, all of the hoses, the coolant recovery bottle, thermostat, and coolant were all replaced under warranty about 3 years back. I figure that the yellow stuff is what got put in at the dealer, so it appears they followed the advice given not to convert as the new fluid would be permanently "contaminated."
Looks like I need to check out some of the generic traditional yellow coolant to find one that is Phosphate free and then flush and refill. Thanks to Jeff McDonald for the suggestion to look for the Texaco product. Unfortunately, I doubt I will find this where I live since there are not any local Texaco stations that I am aware of.
Bob