Prove to my insurance that my car has ABS?

Discussion in 'General Motoring' started by millinghill, Mar 15, 2011.

  1. millinghill

    millinghill Guest

    I have a 2001 Saturn SL1. It has ABS. I know because the dashboard
    light says so, and it has saved me from skidding numerous times.
    My insurance company is not convinced. Their underwriter says that
    ABS was not standard on my car. That may be the case, but my car
    _HAS_ ABS. I'm not the original owner, so I don't have the original
    sticker. Is there any proof I can offer them so I can get the ABS
    discount on my insurance? Does the VIN have a code that identifies
    this option was implemented?? Is there some other sticker somewhere
    that would indicate?
    millinghill, Mar 15, 2011
  2. millinghill

    Doug Miller Guest

    No, that's not indicated in the VIN. However, any GM dealer should be able to
    look up the VIN and give you a printout of what equipment is on the vehicle --
    there has to be a record of it somewhere.

    Failing that, Plan B is to drive your car to the agent's office, take off a
    wheel, and show him the ABS sensor on the hub.
    Doug Miller, Mar 15, 2011
  3. millinghill

    marx404 Guest

    "Failing that, Plan B is to drive your car to the agent's office, take off a
    wheel, and show him the ABS sensor on the hub."

    LOL, that's a bit overboard, don'tcha think?

    I deal with insurance ppl all the time. What I tell people is that if your
    agent fails to decode or is unable to decode the VIN for safety feature
    discounts, it's time for a new insurance company or agent. :)

    ABS was an option on your car. Perhaps you have a copy of the original
    window sticker stored away somewhere? And if not then do drive your car to
    the office and turn the key so the agent can actually see the ABS light on
    the dash.

    IIRC, ABS was also accompanied with a TC button as well.
    marx404, Mar 16, 2011
  4. millinghill

    Doug Miller Guest

    No, not really. He already said that *telling* the agent he has an ABS light
    on his dashboard wasn't good enough; what makes you think that *showing* him
    an ABS light would be any better? The presence of a light on the dashboard
    doesn't prove that the car is actually equipped with ABS -- but the presence
    of an ABS sensor on the hub sure does.
    Complete nonsense. That's not encoded in the VIN.
    He already said explicitly that he bought the car used and does not have a
    copy of the sticker.
    Doug Miller, Mar 16, 2011
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